I found another great way to handle the people phoning me to get me to make an accident claim, or claim a PPI refund. One called me yesterday, and I tried it out. He launched into his script, but I interrupted him immediately to say:
"I am legally required to inform you that you have called a premium number which will be charged at 95p per minute."
"What?" he said.
So I repeated myself, more slowly, followed by "Now please continue with what you were telling me."
He hung up on me.